Welcome to Sunshine Car
Finance Department!

Thank you for taking a moment to inquire about the choices we offer to assist you in financing your vehicle purchase. Because we have partnerships with over 30 different banks and lending institutions, we are able to offer you a wide range of financing options that will be tailored to your personal needs. With so many lenders available, you can be assured that we will provide you the best possible rates and terms.

What rate will I qualify for?

You are welcome to complete and submit your credit application online and we will reply back promptly. Please choose between the following choices below to help us better determine the programs we have available to you.


Either way, we will look forward to assisting you in any
way possible to get the best possible rate.

What are the current interest rates?

Your actual loan rate will depend on many factors, such as length of employment and residence, past credit history or equity. Credit reports from Equifax, and Trans Union also include a credit score that lenders use to determine the interest rate that they will offer a customer.

One of our representatives will be happy to help you get the best rate on your loan.

I belong to a credit union, why should I use one of your lenders?

If the rate you are offered is comparable, there are several good reasons why it is often a wise choice to not place your vehicle loan at your credit union or bank. Your credit union is a great source of emergency cash and you may not want to tie up all your borrowing power on a vehicle loan that is available elsewhere. In addition, it will enhance your credit worthiness to have verifiable credit history with a variety of financial institutions. This may make it easier to qualify for and receive better rates on your future loan applications.

7955 Arjons Drive, Suite C
San Diego, CA 92126

( Miramar Road to Dowdy Dr. To Arjons Drive )

Contact Information
Toll Free:
(800) 763-6796

Internet Department



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